Freshmen: Should I Bring My Car to Campus?
Jul09

Freshmen: Should I Bring My Car to Campus?

A question frequently asked during a college visit information session is “Can I bring my car to campus?” The answer to this is either going to be “Yes” or “No” depending on the school’s policy. “Should I?” is the question prospective students usually fail to ask. Below, Megan Wilson, Assistant Director of Admission at Western Carolina University addresses this topic as part of our heading to college series. The question of the ages: Should I bring my car to college when I move to campus? Students, when deciding whether or not to pack your wheels along with your bedding and clothing, there are a few things to consider. First, does your intended college allow freshmen to bring their cars? This may clear up the “to bring or not to bring” question right off the bat. Secondly, look at where your college is located. Is there an on-campus transportation system? A public transportation system that has a stop on campus? If you’re attending a college in a large city, these options should be available. If you are attending a more rural institution, a local public transportation system may be less established or might have shorter operating hours. Ask yourself why you want to bring your car to campus. Do you really need a car or is it a convenience or comfort issue? Can you carpool with people also attending your university? (If yes, then having a car is a convenience.) Do you plan on going home every weekend or once a month? (If yes, then having a car is a comfort.) Do you have a job back home that requires regular trips back? (If yes, then having a car is a necessity.) Are you planning on working off-campus while attending college? (If yes, then having a car is a necessity.) Having a car on campus is not a decision to take lightly. Are you prepared for or can you afford the day-to-day maintenance of owning a personal vehicle? Sit down with your parents. Discuss the pros and cons of bringing your car to campus. I didn’t bring a car to college as a freshman and I survived. I walked. Caught rides with friends. Worked on campus. I learned my way around my university and made friends. I built a relationship with my roommate, my suitemates and my university, and it made my college experience exciting. It made it…more. Bottom line, there is no right or wrong answer. Whether you bring your car or leave it at home, the decision is ultimately up to you.  You can always do it on a trial basis and see how it goes. *** Megan...

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WilliamPaid: Building Credit One Rent Payment at a Time
Jun15

WilliamPaid: Building Credit One Rent Payment at a Time

For many, renting an apartment while in college is a student's first step to living on his or her own. Students living on their own quickly come to realize that independence comes with a lot of responsibility: paying rent, managing credit cards, budgeting money for groceries and bills, etc. Part of becoming an adult is understanding credit: what it is, how to build it, and what applies to it. A play on words –"Bill Paid”, WilliamPaid is a company that helps its users learn about how to develop their credit through something as simple as paying rent. The Chicago-based company was founded by Evan Silverman and Jeff Golding who spent two years developing their services based on their prior experience in having owned a student loan center. WilliamPaid opened to the public in February, 2010. According to the Finaid.org website, 86% of students have student loans (excluding PLUS loans). Jacqui Monieson, spokesperson for WilliamPaid, says that by using their services,"students can earn cash-back from online shopping and referring friends and family to join. Should a user choose to apply their cash-back to their student loan debt, we'll match 10% of their cash-back amount to help pay down their debt.” WilliamPaid also keeps roommate problems to a minimum when it comes to splitting the rent. Monieson explains, “WilliamPaid helps eliminate the roommate drama associated with rent collection by allowing roommates to easily split the rent and pay rent how each desires, with one payment going to the landlord. And, because everyone is handled individually, there is no sharing of your private payment information with your roommates or your landlord.” In addition to being able to easily split the rent by using a roommate agreement available online, the company also features a blog about roommate harmony, what to do if a roommate loses a job, an easily accessible emergency contact list for all the tenants, and other valuable resources. Since credit cards are also a payment option on WilliamPaid, new card users need to understand exactly what they are getting into. When asked about tips for beginning credit card users, Monieson, suggests that the key is to be responsible.  Understanding that a credit card is not free money is imperative.  Monieson says, “Bottom line, credit cards can be very useful in helping you manage cash flow, getting miles/points, etc., but make sure you can pay the bill each month.” While managing credit cards responsibly builds credit, WilliamPaid is the first company that allocates timely rent payments towards good credit. Monieson asserts, “If you are paying rent, and you pay on time, there's no reason not to have your payments reported [to...

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SCV Weekend Wrap-up
Jun13

SCV Weekend Wrap-up

Articles appearing on SmartCollegeVisit June 7- June 12, 2010 Another busy week covering topics related to college visits, college admissions, and college life has come and gone. In case you missed anything, here's the week in review: Category: CollegeVisits Sunscreening those Summer College Visits -What's Your College Visit SPF?, 06/07/10 Category: Smart See, Smart Do Smart See, Smart Do: University of New Haven, 06/08/10 Category: ACT, SAT, PSAT Do I Need to Study Vocabulary for the SAT?, 06/08/10 Category: Where'd They Go to School Where'd They Go to School?™ – Stars of GLEE, 06/09/10 Category: CampusChat CampusChat: SAT Vocab Prep with Word-Nerd Jenn Cohen, 06/09/10 SheldonWord-Nerd Wrap-up on CampusChat: Transcript for June 9, 2010, 06/10/10 Category: Photo Friday Smart College Visit Photo Friday: University of New Haven – The New Haven Chargers, 06/11/10 Category: Heading to College, The Real College Guide Top Five College Movies to Watch and Learn From,...

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